The Retirement Savings Dilemma How much do you need to save for retirement and where are some options to put it? Why are you putting aside money for the long term in the first place? You want an income stream in retirement. Financial research recommends drawing only 3%-4% annually from your retirement funds to be relatively confident of not running out of funds before you run out of life! This necessitates accumulating an amount most people would consider quite daunting! Is this what you would choose? What if you could put yourself on a path of potentially generating much higher distributions? You may be able to! Take action now!